New car

How long has "recently" been? If it's been between 6 months to a year you're probably ok with going to a dealer and getting a safe reliable cheaper car (like a ford or hyndai). If not I'd go to a buy it here, pay here place with a friend that knows about cars to check out the vehicles. You might not get a "brand new" car but at least you'll get a reliable one while your credit is still working its way back up.

"It's not to late to become who you've always wanted to be..."

Be careful because there are so many "we'll financa anyone" dealers out there - ya, anyone at 25% APR!

Try Arizona Fleet - google it. They are car brokers - they found the car I wanted and then negotiated a good deal. I send all my friends there. Ask for Tyrone.

I work at abc nissan in the accounting department. We are awesome with working with people in your situation. If you happen to come in ask for Jen and I can set you up with someone and we will take care of you!

My husband is a finance manager at a car dealership. He often works with people with less than optimal credit. Most reputable dealers have a "secondary finance" department who specialize in helping people with poor credit. I would definitely stay away from the little used car lots that claim to finance anyone! Go to a reputable dealership and just see what your credit can get you. Good luck!